Breast cancer: Are you covered?

While most women are aware that it is a potential risk, many do not know that breast cancer is the most common cancer amongst women 감염 게임 다운로드. In fact, research has shown that as many as one in every 33 women will be diagnosed with the disease.

It is not all bad news, however. Women diagnosed with stage one cancer have an 88% chance of survival – but early detection is critical. In addition, women need to ensure that they are financially secure as medical costs can be extremely high. Here’s what you should consider:

  • Make mammograms compulsory: Most medical schemes cover one mammogram per year as part of your preventative benefits – use them!
  • Take the BRAC gene test: Dr Ali Hamdulay from Metropolitan’s health division, the largest administrator of medical schemes and health risk management, says: “The BRAC1 and BRAC2 genes are most susceptible to breast cancer, and women who inherit a mutation of one of these genes are at greater risk. Some medical schemes cover a BRAC gene test from your insured or day-to-day benefits. If you have a higher-than-normal risk (for instance, an immediate relative was diagnosed with breast cancer), contact your medical provider to find out if your policy covers this test.”
  • Clinical breast examinations for peace of mind: Although most women can perform breast examinations themselves, it is a good idea to get a medical practitioner to serve as a “second opinion”, as a professional tends to be more thorough. Most medical schemes cover clinical breast examinations as part of your preventative benefits.
  • Critical illness cover is a must: Did you know cancer is often classified as a critical illness in life insurance? Cebisa Mfenyana, a financial services provider from Metropolitan, explains: “Critical illness cover pays out a benefit amount when you are diagnosed with a critical illness such as cancer. This is often used to pay off debt for medical aid shortfalls among other unexpected expenses.”
Read  Breast cancer myths and truths

For personalised advice, speak to a qualified financial adviser about critical illness cover to meet your needs. To contact one right now, give Metropolitan a call at: 0860 724 724.